That we seem to be merrily rolling along toward a fiscal cliff is evident. Why is not as clear — at least not the deep why. Some of the depth of the problem can be plumbed out if we look at the relationship between secularism and our current morbid financial mess.
To live in a secular world means that the only heaven, if there is to be one, will be on earth. And since there are no souls in a secular, materialist world, then the only goods we can get are bodily goods. Thus, we run on from the self-preservation of having sufficient food, clothing, and shelter to seek superfluous pleasures, titillations, entertainments, and luxuries.